General Contractual Conditions
These conditions describe the general terms under which AndrewChao.com provides informational content and comparison-oriented guidance through this website.
Scope of service
AndrewChao.com offers general information and may help visitors explore insurance-related options. Nothing on the website constitutes binding insurance coverage, legal advice or guaranteed acceptance by a provider.
User responsibilities
Visitors are responsible for ensuring that the information they provide is accurate and complete. Final policy terms, pricing and eligibility are determined solely by the relevant insurer or service provider.
No guarantee of outcomes
Comparisons, examples and guidance are provided for convenience. Availability, pricing and savings may vary based on individual circumstances, provider requirements and market conditions.
Third-party providers
Where links, referrals or comparisons involve third parties, their own terms, privacy policies and contractual documents apply to any resulting transaction or policy.
Liability
To the fullest extent permitted by applicable law, AndrewChao.com is not liable for indirect, incidental or consequential losses arising from website use, service interruptions or reliance on third-party products.
Changes
These conditions may be revised at any time. Continued use of the website after updates are posted constitutes acceptance of the revised version.
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